We often talk about how to successfully take on all sorts of automotive challenges, from driving safely during different seasons to avoiding deer when they pop out of the ditch. But what to do when you get in a car accident? Every accident is different, so there isn’t a standard script in many cases where fender benders are concerned. However, there are a few standard operating procedures that you should follow to help ease the headache of a car accident.
What to Do After a Car Accident
Pre-Accident Step One: Know what your insurance covers. It should be obvious, but for many drivers, they don’t really have a thorough understanding of what their insurance actually gets them. For example, does your insurance cover your towing after an accident? Or does it get you a rental car while your car is fixed? For just a few extra dollars per month, you might be able to get these features covered.
Pre-Accident Step Two: Keep an Emergency Kit in your Car. When a collision occurs, you’ll want to be sure that you’re able to have all of your necessary items in one place. That’s why it’s a good idea to make a kit with a paper and pen, disposable camera, and insurance and medical information for your typical group of passengers.
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Post-Accident Step One: Get your Car and Passengers out of Harm’s Way. Before assessing your accident, it’s important to try to get your car off the road as quickly as possible. If your car isn’t mobile, however, get the passengers off the roadway, and if they aren’t able to get out of the car, make sure they’re still bucked in until emergency services arrive.
Post-Accident Step Two: Exchange Information with Parties Involved. Remaining calm — and neither casting nor accepting blame — exchange the pertinent information with others who have been in the accident: names, addresses, insurance provider, policy number, and information regarding the cars involved. Also, make certain to write a description of what transpired, as this will help in making a claim.
Post-Accident Step Three: Photograph the Accident. Remember the disposable camera from before? Take the camera, and get photos of the accident from as many angles as possible. Also, if there happen to have been witnesses to the accident, get their information as well.
Post-Accident Step Four: File your Accident Report. Depending on the severity of the accident, cops and/or emergency personnel may not need to be contacted. However, it’s advised that you still file an accident report, which can be done at your local police department or online through the DMV. The report will help your claim to be processed more quickly.
In the event that you’ve been in an accident near our dealership in Alabama, we are able to order original manufacturer parts, and we’d be happy to help in any way we can. To learn more or inquire about parts, visit us at Harbin Automotive today!